There are many helpful services and apps that are making travel easier and more affordable than ever. Although we aren’t getting paid (yet) to publicize them, we want to share our favorites with you.
Since April 2018 we have stayed in fourteen Airbnbs. We got off to a rough start and were about to give up on Airbnb. Instead we learned to make it work for us. Read about our first year’s experiences here and get some helpful tips from Lessons From Airbnb.
With a monthly budget of $1,500 for accommodations we are able to get an apartment with a separate bedroom, a kitchen, and WiFi. There is usually a clothes washer, and we often have a balcony. At $50 per night this is the bargain of the century. Many hosts offer discounts for stays of more than 7 days, and even deeper discounts for stays of 28 days or longer. We find the site very easy to use, and we have had relatively good support.
Find the perfect place to stay with Airbnb.
For short stays and side trips we prefer booking three-star hotels since that does away with the need to coordinate check-in with an Airbnb host and we aren’t looking to set up house. In these cases we have used Booking.com and we have been very happy with them. They also offer apartment options similar to Airbnb and conversely Airbnb greatly expanded its hotel options in February 2018, although we have not booked a hotel though them yet. A little competition is a wonderful thing!
Booking.com has a loyalty program they call the genius program. It kicks in automatically after you have booked five reservations through them. The program gives you 10% off future bookings with properties that choose to participate as well as other perks like free airport transfers and late check-out. The discount percent increases as you book more.
Book a great accommodation at Booking.com and be the genius you always knew you were.
We can’t say enough good things about Uber. Although we are big fans of public transportation, it isn’t always an option. With Uber we get door-to-door service, all done electronically. No payments to deal with at the end of the trip, no fumbling for tip money, no worries about being ripped off. In one year’s time we only had one billing problem. It was an overcharge due to a technical problem in the browser. By using the app’s help option we were able to quickly get a refund. And in case you didn’t know, Uber’s app will also let you schedule a ride for a later time.
Local SIM Cards
Our cell phone provider is AT&T. They have an international option that allows unlimited use for $10 per day, charged only if you use it at least once in a 24 hour period. That is fine for short trips. However, that would cost $600 per month for the use of two phones if we used it every day.
For longer trips our best option is a local SIM card. A quick online search tells us which providers are available in our location and what prepaid plans they offer. Plans can be as short as one day or as long as one month. After we pick a provider and a plan we go directly to the store and have them insert and register our cards. Be aware that this requires an unlocked phone and ID. And for some reason we still don’t understand it can take up to an hour to get two cards installed.
Our average cost for a SIM card good for one month is $20 US. This includes data, SMS, and local calls. We have found it more economical to use our AT&T international plan when calling U.S. business.
For personal calls to the U.S. we use WhattsApp. It is a free service owned by Facebook that you can use to send test messages and make voice and video calls.
One service we would be hard-pressed to do without is our mailbox service. Without it the best option would be to have mail sent to our daughter. She would then have to open it, scan it to us, forward items we need hard copies of, and deposit any checks received. Traveling Mailbox does all of this virtually. They notify us via email when we receive mail. We then log in to see our mail and tell them what we want done with it.
They will forward mail anywhere in the world and deposit checks for you. Both of these have small fees attached. There are several virtual mailbox providers, but when we researched them in the Spring of 2018 this was the best for our purposes. We have used them since then and couldn’t be happier with their service. This service costs us $199 per year and is definitely worth it.
Let Traveling Mailbox make your life easier.
Medjet Travel Insurance
Medjet is an air medical transport and travel security membership program with two tiers of coverage: Medjet Assist will transport you to a home-country hospital of your choice if you have a medical emergency while traveling. The insurance also covers the transfer of mortal remains. Medjet Horizon covers the above situations and adds guidance and evacuation services in cases of terrorism, natural disaster, political threat, pandemic, and violent crime. They also provide crisis response services if you are a victim of a crime such as kidnapping or extortion, or if you disappear. You can purchase coverage for one trip or for a full year.
Medjet offers a discount for AARP members. Our cost after the AARP discount for a full year of coverage with Medjet Horizon is $1,078 for both of us.
Explore your Medjet options here.
World Nomads Travel Insurance
World Nomads travel insurance comes highly recommended. We opted not to use them because some of their coverage would be duplicating coverage we have though our Chase Sapphire Credit Card. Their policies cover emergency medical and dental care in the country you are visiting as well as medical evacuation in certain cases. They will also transfer your mortal remains. World Nomad policies also include things like trip cancelation and delayed or lost luggage coverage.
Learn what World Nomads can do for you.
We use the free My Currency Converter & Rates app by jRuston Apps but a quick look at the App Store shows that there are many to choose from. This is indispensable when grocery shopping and eating out. You can quickly see that your 80,140 pesos meal in Colombia costs you only $25.60 US.
We try hard to learn basic phrases in the local language, but sometimes we just have to resort to an online translator. As with the currency converter there are many apps to choose from. We like that Google Translate allows you to type, speak, or take a photo to get a translation. We have found the photo option is very helpful for translating cooking directions.
Of course when you are traveling in a new city you need a map. Our go-to is Google Maps. However we did have some problems using it in Europe. It would often reroute us, thereby sending us in circles. The lack of street signs in some European cities added to the problem. We have learned to carry a paper map and when possible we plan the trip before we leave home so we have a mental picture of where we are going. Google Maps seems to be working better in Latin America.
Chase Sapphire Preferred Credit Card
This card is on many lists as one of the top cards for worldwide travel. While I can’t compare it to other cards, we have been very happy with this card. It has a great sign-up bonus, no foreign transaction fees, and offers double points on all travel and restaurant spending. There is a $95 annual fee, but if you use this card for virtually all your purchases you will get so much more back in rewards. Reward points used for travel are valued at 1.25% so you get an even greater benefit.
A note about our thoughts on credit cards. Many years ago we discovered finance guru Dave Ramsey and worked hard to become debt free. This is the main reason we were able to retire early and travel full-time. One cornerstone of his program is using cash for all purchases. The main reasons are that with cash you can only spend what you have and research has shown that people spend more when they use credit cards as discussed in the article from Forbes.
We have now switched to using the Chase card. By using our card we get an accurate record of our expenses. We have found that when we use cash while traveling we often can’t account for all of it. You would think it would be simple to keep a record of cash expenditures, but being in an unfamiliar environment and not speaking the language means we often fail to get a receipt or record what we spend while we are on the go.
Because I keep a careful record of our spending, comparing our ongoing costs with our budget, and I pay the balance every week, we are not putting ourselves in the position of getting back into debt.
Find the perfect Chase credit card for you.
Other Bank Cards
The Chase Sapphire card is our primary card but we also carry a AAA MasterCard, a Chase debit card for withdrawing cash, and the debit card from our credit union in Jacksonville, Florida. We are very careful not to carry all the cards in one place in case of loss or theft.
Featured photo by Rob Hampson on Unsplash.com